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E-Sign Your Promissory Note

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Log in to e-sign or print your promissory note

If you need further assistance, please consult the directions below.


open close icon Federal Stafford Loans

Returning Customers

In most cases, the Master Promissory Note (MPN)for Federal Stafford Loans & Federal PLUS Loans – A single promissory note used for multiple loan requests and outlines the borrower’s rights and responsibilities. Borrowers who sign MPNs for federal loans can reapply for subsequent loans without signing additional MPNs each year. you previously signed is valid for your new application. However, you need to sign a new MPN if you are applying for a different type of loan.

To sign a new MPN, follow the instructions for new customers.

New Customers

Log In to your account to e-sign or print your Master Promissory Note (MPN)for Federal Stafford Loans & Federal PLUS Loans – A single promissory note used for multiple loan requests and outlines the borrower’s rights and responsibilities. Borrowers who sign MPNs for federal loans can reapply for subsequent loans without signing additional MPNs each year..

E-sign Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen (at bottom), click the link to e-sign your MPN
  • You will need your FSA PIN to complete the process (it's the same PIN used to sign your FAFSA)
  • If you do not have your FSA PIN, you can obtain one at pin.ed.gov or follow the mail instructions below
Mail Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen, click the link to download a pre-populated MPN
  • The MPN contains your Social Security number, so keep it in a safe place
  • Print a copy of your MPN
  • Check that all information is correct and complete
  • Sign it with a black or blue pen
  • Mail the original, signed copy to us:

    Discover Student Loans
    PO Box 30947
    Salt Lake City, UT 84130-0947

After You Sign

Certification

After we receive your signed MPN, we will contact your school to request certification. Your school will:

  • Confirm the loan amount
  • Schedule dates and amounts of each disbursement

Your school will not certify your application unless you have completed your:

  • FAFSA
  • Entrance Counseling
  • Any other requirements specific to your school (check with your financial aid office)

If you used a different lender for the last academic year, please inform your financial aid office that you are choosing Discover Student Loans (Lender ID 831312) for this academic year.

open close icon Federal PLUS Loans

Returning Customers

In most cases, the Master Promissory Note (MPN)for Federal Stafford Loans & Federal PLUS Loans – A single promissory note used for multiple loan requests and outlines the borrower’s rights and responsibilities. Borrowers who sign MPNs for federal loans can reapply for subsequent loans without signing additional MPNs each year. you previously signed is valid for your new application. However, you need to sign a new MPN if you are applying for a different type of loan.

To sign a new MPN, follow the instructions for new customers.

New Customers

Log In to your account to e-sign or print your Master Promissory Note (MPN)for Federal Stafford Loans & Federal PLUS Loans – A single promissory note used for multiple loan requests and outlines the borrower’s rights and responsibilities. Borrowers who sign MPNs for federal loans can reapply for subsequent loans without signing additional MPNs each year..

E-sign Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen (at bottom), click the link to e-sign your MPN
  • You will need your FSA PIN to complete the process (it's the same PIN used to sign your FAFSA)
  • If you do not have your FSA PIN, you can obtain one at pin.ed.gov or follow the mail instructions below
Mail Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen, click the link to download a pre-populated MPN
  • The MPN contains your Social Security number, so keep it in a safe place
  • Print a copy of your MPN
  • Check that all information is correct and complete
  • Sign it with a black or blue pen
  • Mail the original, signed copy to us:

    Discover Student Loans
    PO Box 30947
    Salt Lake City, UT 84130-0947

After You Sign

Certification

After we receive your signed MPN, we will contact your school to request certification. Your school will:

  • Confirm the loan amount
  • Schedule dates and amounts of each disbursement

To ensure successful and prompt school certification, you should confirm whether your school requires you to complete a FAFSA or other procedural requirements. All Grad PLUS Loans require a FAFSA.

If you used a different lender for the last academic year, please inform your financial aid office that you are choosing Discover Student Loans (Lender ID 831312) for this academic year.

open close icon Certified Private Loans (Student)

Returning Customers

You will need to sign a new Promissory Note (PN)for Certified Private Loans – A legal contract that requires the borrower to repay a loan. The PN must be signed with each new loan. and complete a new Self-Certification Formfor Certified Private Loans – informs borrowers of the cost of attendance, estimated financial assistance, and potential debt burden. for each loan application.

If your loan application includes a cosigner, we also need a new, signed Cosigner Addendum.

Follow the instructions for new customers.

New Customers

Sign Your Promissory Note

Log In to your account to e-sign or print your Promissory Note (PN)for Certified Private Loans – A legal contract that requires the borrower to repay a loan. The PN must be signed with each new loan..

E-sign Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen, click the link to e-sign your PN
Mail Instructions
  • On the Account Summary screen, click the date in the Received Date column for your application
  • On the Application Detail screen, click the link to download a pre-populated PN
  • The PN contains your Social Security number, so keep it in a safe place
  • Print a copy of your PN
  • Check that all information is correct and complete
  • Sign it with a black or blue pen
  • Mail the original, signed copy to us:

    Discover Student Loans
    PO Box 30947
    Salt Lake City, UT 84130-0947
Sign Your Self-Certification Form

Remember to download, print and complete a Self-Certification Formfor Certified Private Loans – informs borrowers of the cost of attendance, estimated financial assistance, and potential debt burden. . Mail the original, signed Self-Certification Form to us at the same address above for the Promissory Note (PN).

After You Sign

Add a Cosigner
Certification
After we receive your signed PN, we will contact your school to request certification. Your school will:
  • Confirm the loan amount
  • Schedule dates and amounts of each disbursement
Accept the Loan Terms
  • We will provide the Approval Disclosure with terms of the loan
  • To accept the terms, log in to DiscoverStudentLoans.com or call 1-877-728-3030

open close icon Certified Private Loans (Cosigner)

Make sure that you’ve already applied online as a cosigner OR you’ve already called 1-877-728-3030 to sign up as a cosigner

E-Sign Your Cosigner Addendum

  1. Log in to your account
  2. Click the date of the corresponding loan application on the Account Summary screen
  3. Select References / Cosigner at the top of the Application Detail screen
  4. Click the e-sign link at the bottom of the page and follow the instructions
  5. Print a copy of your Cosigner Addendum for your records

Mail Your Cosigner Addendum

  1. Print the Cosigner Addendum, complete and mail (with original signature) to the address below
  2. Print a copy of your Cosigner Addendum for your records

  3. Discover Student Loans
    PO Box 30947
    Salt Lake City, UT 84130-0947

    pdf icon Cosigner Addendum to Application and Promissory Note